Velocity, a finance infrastructure startup founded by Tom Greenwood, has raised $10 million in pre-seed funding to build an unified treasury platform that bridges traditional banking and blockchain ecosystems. The round was led by Activant Capital, Fuel Ventures, Triton Capital, Fabric Ventures, Commerce Ventures, Digital Space Ventures, Preface Ventures, and supported by corporate backers including Stripe, Worldpay, Visa, Circle, PayPal, and Fireblocks.

This infusion of capital will accelerate Velocity’s product development, expand its engineering team, and deepen integrations with major banks and crypto custodians - solidifying its role as the backend engine for next-gen corporate finance.

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What Velocity Solves

Managing liquidity and payments across both fiat systems and blockchain networks has become a tangled mess for finance teams at scale. Companies are piecing together different APIs, dashboard snapshots, and reconciliation workflows - leading to delays, errors, and risk.

Velocity brings these workflows under one roof:

• Unified balance and transaction views across bank accounts and on-chain wallets
  
• One-click payments and sweeps using both wire transfers and blockchain rails
  
• Programmable scheduling and automation with API-driven treasury flows
  
• Built-in compliance flags for AML, KYC, and country regulations
  
• Multi-rail dashboarding, with granular controls and payments intelligence
  

With Velocity, finance teams no longer need bespoke integration work. They get a powerful Vault-like treasury layer for modern liquidity orchestration - built once, used everywhere.

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Why This Matters Now

Global business is waking up to the reality that money lives across both rail worlds - traditional banks and decentralized ledgers. Treasury teams face rising complexity:

• Over 60% of enterprises now use at least one blockchain-based payment or storage network
  
• Finance teams that lack unified visibility spend 3-5x more on reconciliation and error handling
  
• Regulators in the U.S., EU, and APAC are tightening AML/KYC and crypto surveillance - forcing enterprises to consolidate their payment infrastructure
  
• The shift to real-time payments and cross-border FX is accelerating demand for programmable, trackable money flows across rails
  

Velocity isn’t just filling a gap. They're entering at a moment when companies need both rails and visibility, and the old siloed platform model simply doesn’t work anymore.

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From Treasury to Trusted Operations 

What sets Velocity apart isn’t integration - it’s orchestration. The founders understood early that companies don’t just want data or access - they want autopilot finance.

This matters. In enterprise finance, complexity isn’t just inconvenient - it’s a liability. A missed payment or late sweep can cause months of downstream issues, from compliance flags to missed payroll.

Velocity isn’t selling widgets. They’re selling implicit risk reduction: a system that catches missed transfers, prevents account freezes, and enforces treasury policies automatically. That’s infrastructure at a deeper level: it moves corporate finance from reactive to proactive - and turns velocity and reliability into brand trust.

For founders in platform infrastructure: your value lies less in the APIs you expose, and more in the operational safety and predictability you bake in. When your platform removes burden rather than just adding visibility, you become indispensable.

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Market Outlook: Finance Infrastructure at a Tipping Point

Enterprise finance is undergoing a radical transformation. Across payment and treasury innovation:

• The global treasury management system (TMS) market is expected to reach $1.8 billion by 2028 (~10% CAGR), as firms migrate to digital-native systems
  
• Real-time payments are projected to power over $50 trillion annually by 2027 across both SWIFT and alternative networks
  
• More than 70% of mid-market and enterprise firms report multiple failed or delayed cross-border payments per week
  
• Corporate regulators are upgrading payment platforms to require stream visibility and compliance auditability on every flow
  
• Institutional blockchain adoption is growing - near 60% of companies now hold stablecoins or use tokenized assets for payments
  

Velocity is entering a market ripe for reinvention. They’re well-positioned as the finance switchboard for the modern enterprise - and that role is only becoming more vital.

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What’s Next for Velocity?

With $10M in new funding secured, Velocity has a clear and ambitious roadmap:

1. Deepen integrations with major banks and custodians to unlock near real-time liquidity movement
   
2. Expand developer and workflow-first APIs for seamless finance orchestration
   
3. Build out compliance-first tooling to meet enterprise AML/KYC and audit requirements
   
4. Grow finance and platform teams across U.S., U.K., EU, and APAC
   
5. Launch pilot programs with large fintechs, platforms, and treasury teams to refine automation logic and embed best practices
   

The vision? Velocity wants to become the default programmable money layer that enterprises trust with their liquidity - on banking rails or blockchain rails. In a world of fragmented rails and growing compliance demands, their playbook is clear: unify, automate, secure.Velocity isn’t just building a payments platform - it’s constructing the safety net for modern corporate finance.