Cybrid has raised $10 million in Series A funding to expand its developer-first platform for embedded finance. The round was led by the Growth Venture Fund at BDC Capital, with participation from Golden Ventures, Luge Capital, and Panache Ventures.

The funding will accelerate Cybrid’s mission to simplify how businesses embed financial services directly into their products - whether it’s payments, crypto, or banking.

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Reimagining the Infrastructure of Embedded Finance

Founded by Avinash Chidambaram and Brent Carrara, Ph.D., Cybrid offers a unified API platform that empowers developers to integrate digital banking, crypto transactions, and payment capabilities seamlessly.

The platform’s architecture abstracts the complexity of regulation, compliance, and banking partnerships - giving developers plug-and-play access to services like KYC, fiat-to-crypto onramps, custody, and card issuance.

As Chidambaram explains, “We built Cybrid so that developers don’t need to think like bankers to innovate in finance. They just build.”

This Series A funding allows Cybrid to strengthen its compliance layer, expand geographically across North America and Europe, and enhance its API ecosystem to support new financial verticals.

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Riding the Wave of the Embedded Finance Boom

The global embedded finance market, valued at $66.8 billion in 2022, is projected to reach $622.9 billion by 2032, growing at a CAGR of over 25%, according to Allied Market Research.

At its core, embedded finance represents the integration of financial tools - such as payments, lending, or crypto wallets - directly into non-financial platforms. By 2030, analysts predict that three out of every four digital consumer transactions will involve some form of embedded finance.

From e-commerce giants offering instant loans to software platforms enabling in-app crypto trades, the financial layer is becoming invisible - and that’s the point.

Cybrid’s approach is to power this transformation from the ground up - through developer-first infrastructure that handles compliance, security, and scalability without adding operational burden.

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The Founder’s Advantage Hidden in the Infrastructure Layer

Here’s where Cybrid’s story becomes a masterclass in strategic positioning for founders.

Most fintech startups are obsessed with building products - new cards, apps, or wallets. But Cybrid chose the less glamorous, more defensible path: building the rails that every product will eventually depend on.

This decision speaks to one of the deepest truths in startup building: infrastructure scales faster than visibility.

While others fight for customers, Cybrid fights for capability ownership. Every company that plugs into Cybrid’s APIs essentially becomes part of its ecosystem - each integration strengthening its network effect and creating exponential defensibility.

The insight for founders here is crucial: the real advantage isn’t in owning the user interface - it’s in owning the logic that powers the interface.

When you build infrastructure that others rely on to innovate, you compound not through customers but through dependency. And dependency is the strongest currency in B2B tech.

Cybrid’s playbook is a reminder that in fintech - or any complex industry - the winners are not the fastest movers, but the quiet enablers who make everyone else faster.

Instead of chasing hype cycles, Cybrid invested in trust, compliance, and interoperability. And in doing so, it found something founders often miss - the deeper you build, the longer you last.

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A Sector Built on Speed and Trust

Cybrid’s architecture is built for both velocity and safety. Developers can launch new financial features in days instead of months - without needing to secure individual licenses or banking partnerships.

At a time when regulatory oversight is tightening across crypto and financial APIs, Cybrid’s compliance-ready infrastructure provides a critical foundation.

According to McKinsey, embedded finance is expected to generate $230 billion in global revenue by 2025, driven by API-led financial integration. The demand for secure, modular systems like Cybrid’s is rising sharply as financial institutions look to partner rather than build from scratch.

“Banks and fintechs are no longer competitors - they’re collaborators,” Carrara explained. “We built Cybrid to make that collaboration seamless.”

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Investors Betting on the Rails of the Future

The round’s lead investor, the Growth Venture Fund at BDC Capital, has long backed Canadian fintechs driving financial inclusion and digital transformation. Existing investors - Golden Ventures, Luge Capital, and Panache Ventures - all returned for this round, reflecting strong confidence in Cybrid’s long-term scalability.

Together, these backers bring deep operational and regulatory expertise - positioning Cybrid to become a foundational piece of infrastructure as embedded finance moves from a trend to an industry standard.

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What’s Next for Cybrid

With $10 million in new capital, Cybrid plans to:

• Expand its engineering and compliance teams to support global institutions.
  
• Introduce new developer tools for real-time payment orchestration and digital asset custody.
  
• Deepen partnerships with banks, exchanges, and enterprise SaaS platforms.
  

Cybrid is also exploring integrations for cross-border payments, tokenized assets, and corporate treasury APIs - furthering its goal of making embedded finance as accessible as deploying a line of code.

As the fintech landscape evolves, Cybrid isn’t just building a company - it’s quietly redefining the financial internet’s foundation.

Because in the next decade, the companies that succeed won’t just innovate on top of infrastructure - they’ll be the ones who own it.

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