Jarsy Inc, a fintech startup aiming to bridge the gap between everyday investors and elite private market opportunities, has successfully raised $5 million in pre-seed funding. The round was led by Breyer Capital and Karman Ventures, with participation from Evan Cheng, Nathan McCauley, Richard Liu and C-suite executives from Niantic, EigenLayer, Moonpay, Babylon Labs, Zettablock, and Confluent.

Founded by Han Qin, Yiying H., and Chunyang S., Jarsy is building a next-generation investing platform that allows retail users to invest in companies like Stripe, Anthropic, and SpaceX for as little as $10 - before they go public.

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Cracking Open the Private Markets

Traditionally, investing in unicorns and hot pre-IPO tech startups has been a privilege reserved for institutional capital and accredited investors. Jarsy is challenging this status quo by building an accessible gateway to early-stage equity. Their platform enables micro-investments in venture-backed giants without requiring accredited status, paving the way for a more inclusive investing future.

The concept is simple, yet disruptive: invest in tomorrow’s Teslas, today. By pooling capital through regulatory-compliant vehicles, Jarsy enables small investors to own fractions of equity in world-changing startups before they IPO.

And the timing couldn’t be more strategic.

According to PitchBook, global private equity and VC markets now hold over $12.4 trillion in assets - a number projected to surpass $20 trillion by 2030. Yet less than 2% of retail investors have any exposure to these opportunities. Meanwhile, IPO timelines have lengthened significantly, meaning value creation happens almost entirely before a company goes public.

Jarsy’s model is designed to unlock that value - without requiring users to be insiders or millionaires. 

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Why It Matters Now

Startups today are staying private longer - by the time they go public, most of the explosive growth has already happened. Carta reports that the average time to IPO has ballooned to over 11 years, nearly doubling since 2013. This structural shift has turned early equity access into one of the most powerful levers for wealth generation - yet it remains out of reach for the vast majority of the public.

That’s exactly the asymmetry Jarsy is built to solve. And it reveals a deeper truth founders should internalize: as access becomes the product, the infrastructure behind that access becomes the differentiator.

The real moat in fintech isn’t being first to market - it’s engineering a model that’s both compliant and scalable from day one. Founders building in regulated industries must treat legal architecture as a core product function, not a constraint. What Jarsy gets right is this: they didn’t just build the “what” (pre-IPO access), they built a system that anticipates the “how” - across regulation, risk, and user trust. That’s what investors are betting on.

By deeply aligning with SEC frameworks and embedding transparency into its UX, Jarsy is showing that even the most exclusive markets can be opened - ethically, intelligently, and at scale.

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Strategic Backing from Elite Investors

The funding round brings more than just capital. Investors like Breyer Capital, one of the earliest backers of Facebook, and prominent fintech executives from Moonpay, Niantic, and EigenLayer signal strong strategic alignment. These advisors bring experience in scaling platforms, navigating regulation, and building trust in consumer-facing financial products.

With a high-caliber advisory board and a mission rooted in financial inclusion, Jarsy is well-positioned to navigate compliance and platform growth as it scales.

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Retail Finance’s $38 Trillion Opportunity

Retail investing has surged in recent years, with platforms like Robinhood, Public, and eToro onboarding millions of new investors. According to Deloitte, retail investor assets are expected to reach $38 trillion globally by 2031. Yet the majority of this capital is still tied up in traditional public markets and ETFs.

Jarsy is betting that the next wave of wealth creation won’t come from trading the S&P 500 - it will come from early access to the private tech economy.

The company’s platform focuses on:

• Fractional ownership in pre-IPO giants
  
• Community investing through DAO-like governance
  
• Education-first onboarding for retail users
  
• Pre-vetted deal sourcing from secondary markets and cap table partners
  

With regulatory tailwinds like Reg CF and Reg A+ continuing to evolve, the fintech landscape is ripe for platforms that responsibly open private markets to the public. 

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What’s Next for Jarsy?

With the new funding, Jarsy is doubling down on platform development, hiring engineers and compliance experts to refine the user experience and scale operations. A mobile app is expected in early 2026, offering real-time deal tracking, educational content, and investor dashboards.

The company is also building deeper integrations with cap table platforms, secondary exchanges, and fund administrators to support expanded access to private deals.

In a financial world where timing, trust, and transparency define who wins, Jarsy is doing more than opening doors - it’s redefining the architecture behind them.