Stablecore Raises $20 Million to Reinvent the Future of Banking Infrastructure
September 23, 2025
byFenoms Startup Research
Stablecore, a fast-rising fintech startup, has announced the successful close of a $20 million funding round, led by a powerhouse syndicate of investors including Norwest, Coinbase, Curql, BankTech Ventures, Bank of Utah, EJF Ventures, and the Bankers Helping Bankers Fund.
The round, spearheaded by Alex Treece, positions Stablecore as a transformative player in the banking and digital finance ecosystem, building a new foundation for how community banks, credit unions, and fintechs can modernize their infrastructure for a rapidly evolving digital economy.
Who’s Behind Stablecore
At the helm is Alex Treece, whose background blends fintech expertise with a sharp understanding of regulatory landscapes. His leadership has attracted backing from both traditional banking investors and modern fintech powerhouses - a rare combination that signals Stablecore’s ability to bridge legacy finance with the future of digital assets and banking technology.
Treece and his team are focused on building solutions that make it easier for financial institutions to integrate stablecoin-powered rails, modern payment processing, and secure infrastructure - without losing sight of compliance and risk management.
Why This Raise Matters Now
The timing of this raise could not be more critical. Global demand for digital banking solutions is soaring, with McKinsey reporting that nearly 60% of consumers now prefer digital-only banking experiences. Meanwhile, the market for banking-as-a-service (BaaS) is projected to surpass $66 billion by 2030 (Allied Market Research), as banks and fintechs increasingly seek modular, API-first infrastructure to remain competitive.
Stablecore’s focus directly aligns with these trends. By offering a stablecoin-driven backbone for community banks and credit unions, the startup is creating a pathway for smaller institutions to adopt cutting-edge fintech capabilities without the need for massive internal overhauls.
And here’s where the deeper lesson emerges: founders often underestimate the value of building bridges instead of walls. In fintech, the instinct is to disrupt banks and replace them. But Stablecore proves that the smarter move is often to partner - helping incumbents modernize rather than pushing them aside. For investors, this is powerful because it transforms a competitive market into a collaborative one. And for founders in any industry, the takeaway is the same: when your product makes incumbents stronger instead of weaker, you multiply your adoption curve instead of fighting for it.
Investor Lineup: A Hybrid of Old and New
This funding round brings together one of the most diverse investor mixes in fintech:
- Norwest: A global venture powerhouse with a strong fintech portfolio.
- Coinbase: A leader in digital assets and crypto infrastructure, signaling confidence in Stablecore’s crypto-finance bridge.
- Curql: A credit union-focused fintech fund, aligning Stablecore with grassroots financial institutions.
- BankTech Ventures and the Bankers Helping Bankers Fund: Both designed to modernize community banks, giving Stablecore immediate access to a broad network of potential adopters.
- EJF Ventures and Bank of Utah: Traditional finance leaders, offering regulatory and operational expertise.
This unique mix of investors shows that Stablecore is not just another fintech experiment - it’s a unifying infrastructure play that both Wall Street and Main Street are willing to bet on.
Market Outlook: The Future of Banking Infrastructure
The global digital banking market is on track to reach $30.3 trillion in transactions by 2030 (Statista), while the stablecoin market already processes over $7 trillion in annual transactions, according to CoinMetrics. Yet most community banks and smaller credit unions remain locked out of this innovation cycle due to outdated infrastructure.
That’s the gap Stablecore is aiming to fill. By enabling traditional institutions to access stablecoin-backed settlements, real-time payments, and modernized rails, Stablecore is not only solving a tech problem but also preserving the competitiveness of local financial institutions in a globalized market.
What’s Next for Stablecore
With $20 million in fresh funding, Stablecore is expected to:
- Expand its engineering and compliance teams to support scaling infrastructure.
- Onboard new financial institutions through partnerships with banks and credit unions.
- Enhance its stablecoin settlement platform to provide faster, cheaper, and more transparent rails.
- Strengthen regulatory alignment, ensuring its solutions meet the highest standards of compliance and security.
If successful, Stablecore could emerge as the default infrastructure provider for mid-tier banks and credit unions, enabling them to compete in a digital-first financial ecosystem.
Final Thoughts
Stablecore’s $20 million raise is a landmark moment for fintech, signaling that the future of banking will be collaborative, not combative. With backing from Coinbase, Norwest, Curql, BankTech Ventures, and others, the startup is building not just a company but a bridge between traditional banking and digital innovation.
For founders, the message is simple: the fastest way to scale isn’t always about disruption - it’s about enabling those already entrenched in the system to evolve. When you empower incumbents with the tools of the future, you don’t just win customers - you win ecosystems.